Why Choose Us?

Monthly Repayment at Attractive Interest Rates!

High Approval Rate, Get your cash fast within the hour!

Rated one of the best moneylenders in Singapore by Bizlistings.sg

Open 7 Days a Week!

100% Confidentiality

Apply Online

Why Our Loans Are Different

GM Creditz is a low-cost and flexible loan provider.

Our aim is to give you the money you want, when it’s needed, whether you have a sudden emergency that has set you back financially or if you want a boost to help kick start your future plans. Put simply, we cater for individuals with different financial situations, whether you have a good credit report or one where other lenders are unwilling to offer you a loan, we want to help.

We have built our business on solid principles by offering a fair and transparent service, and, as a reputable lender, we make sure you can afford your repayments. Depending on the amount, we offer unsecured loans so you don’t need to secure an asset like your house or car against the loan. You don’t need a guarantor either as we work hard to provide you with the money you need at a rate you can afford.

Our Loans

Personal Loan

A personal loan or personal cash advance for personal reasons, to pay monthly bills or other unforeseen expenses.

Payday Loan

A payday loan or payday cash advance is a type of short-term unsecured personal loan that is usually due for repayment on the next coming payday.

Foreigner Loan

Work Permit, S-Pass, Employment Pass Holders are welcome to apply!

Bridging Loan

Repayment after sale of property.

Steps To Apply

Step 1.

Call us at 6588 1886 or simply apply online here and we will set an appointment at your convenience.

Step 2.

Come in for an appointment and we will work with you to create a customized plan that will fit your needs and repayment ability.

Step 3.

Your contract will be generated after you're comfortable with the plan. All payments and permitted fees will be reflected clearly in the contract.

Step 4.

Once the contract is signed, get the cash instantly!

DOCUMENTS NEEDED

FOR SINGAPOREAN / PERMANENT RESIDENTS
(MINIMUM INCOME > $1,500.00)

Identity Card / NRIC

Proof of Residence such as Recent Bill or Letter addressed to you (applicable if you do not own the place of residence)

Tenancy Agreement (applicable if you are renting a flat)

Employment letter and recent 3 months pay slip if your current employment is less than 6 months

Know your SingPass (password to log into CPF, HDB, IRAS website)

FOR FOREIGNERS
(MINIMUM INCOME > $2,000.00)

Work Permit / S-Pass / Employment Pass

Passport

Proof of Employment (staff pass, company pass, recent 3 month Pay slips & employment letter)

Proof of Residence (Tenancy Agreement & recent bill or letter addressed to you)

Latest bank statement of account to which salary is credited

Testimonials

As reviewed on Singapore Business Listings

Friendly and trustworthy loan officers, Steven in particular who served me. His customer service is excellent and the interest rates offered are reasonable. Would not hesitate to recommend their services to friends and family. Thank you GM!

-Ng

Took up a 4 months installment, settled within 2 months. GM Creditz gave me discount. Trustworthy Licensed money lender. Highly recommended.

-Muhd

Went down to their office with my wife for loan. Both of us felt that their service is so much better than other moneylenders which we had previously taken up a loan with. Their staff here tried to understand our current situation and advised us on how to solve our problems. Good service with clear explanation and no hidden charges.

-Vijayan

I have loan several loans with GM over the months. Their service is fast and efficient. One of the particular attractions is the ability to pay more back at any time or pay off the loan with no penalty. Whenever they have contacted me, their staff has been polite, helpful and in no way pushy. I definitely recommend GM over other lenders as they are way more professional with their service. Keep it up!

-Seah

Came across GM Credit, the staff was professional and friendly, everything was well explained. Very reasonable interest rate and No hidden charges. Really appreciate GM Credit granting me urgent cash to tide over bad times. Thumbs up!

-Smith Lew

I am very pleased with their monthly loan repayment plan. It was my first time here and they offer me monthly loan. Best Licensed Moneylender!

-Melissa Kao

Was late for payment his month so I called and seek help for extension to make payment. As I explained to them on my problems, the debt collector, Mike gave me two weeks grace to make repayments without any late payment fees. They are the nicest and kindest Licensed Moneylender in Singapore. Thanks Mr Mike and team for helping out during my hardest time.

-Serenah

5

Years In Business

7

Days of Operation

3000+

Satisfied Customers

★★★★☆

Rated 4.9 Bizlistings.sg Review

We Are Located At

Our Office

111 North Bridge Road #01-35
Peninsula Plaza
Singapore 179098

(Facing North Bridge Road beside 7-11)

info@gmcreditz.com.sg

Nearest MRT: City Hall
Nearest Bus Stop: Opp Peninsula Plaza (04168)
32, 51, 63, 80, 195, 851, 961, 961C

OPERATING HOURS
Mon - Fri: 11:00am - 9:00pm
Sat - Sun: 11:00am - 6:00pm
Closed on public holidays

Call us for any non-obligatory enquiries!

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Authorized and regulated by the Ministry of Law Singapore.
You can confirm our registration on the Ministry of Law Singapore website.
You may also contact 1800-CALL-LAW (1800 2255 529).

Notes To Borrowers

Terms and conditions apply. Applicants must be 18 or over. All loans are subject to status, affordability and credit checks prior to approval, in accordance with GM Creditz's lending criteria. GM Creditz performs traditional credit checks and verifies applicant information via both national databases and manual review. We may require documentation and your application may be delayed if your identity or status requires further verification.